Even if you have been discharged as a bankrupt, it is highly likely that you will still find it difficult to obtain a mortgage through a high street lender.
Many high street lenders will perceive discharged bankrupts as high risk lending, so even a previous good mortgage payment profile may not be sufficient to obtain approval for your mortgage.
The Mortgage Shop (Worthing) has access to specialist lenders who are prepared to offer mortgages and remortgages to people who have previously been declared bankrupt.
Providing you can put down a reasonable deposit and prove that the bankruptcy has been discharged, being a previous bankrupt need not prevent you from securing competitive mortgage.
The overall cost for comparison is 9.8%APR. The actual rate will depend on your circumstances. APR is variable, and based on a usual case.
Ask for a personalised illustration.
The guidance and or/advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.