Getting a mortgage or remortgage when you have a County Court Judgement against your name can be difficult. However, we are experts at arranging mortgages for people with CCJ's and have access to a panel of lenders in the UK who are sympathetic to people with such problems.
Regardless of the reason as to how your County Court Judgement was acquired, most banks and building societies feel uneasy about lending to people who, in their opinion, have proved that they cannot stick to an agreed repayment schedule.
However, your past credit history should not prevent you from securing a competitive home loan. There are a number of lenders in the UK who are more accepting of individuals with CCJ's. We work closely with them and can advise you of the CCJ mortgage products available to you.
We see your mortgage as a program of credit repair that will ultimately put your repayments back in line with some of the cheapest in the market.
Don't forget we offer NO OBLIGATION QUOTATIONS.
The overall cost for comparison is 9.8%APR. The actual rate will depend on your circumstances. APR is variable, and based on a usual case.
Ask for a personalised illustration.
The guidance and/or advice contained in this website are subject to UK regulatory regime and therefore is restricted to consumers based in the UK.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.